Best 4 Health Insurance for College Students in 2022 All World

Best 4 Health Insurance for College Students in 2022 All World · Best Overall

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Best 4 Health Insurance for College Students in 2022

• Best Overall: Cigna
• Best for Low-Income Students: Aetna
• Best Short-Term Coverage: Everest
• Best for International Students: IMG

Best 4 Health Insurance for College Students in 2022 All World

Best Overall:Cigna

Pros

• Comprehensive coverage options
• Some students may qualify for premium subsidies
• Free preventative care and low-cost virtual care

Cons

• Subsidies may not be available if you’re a dependent
• You may need to find a new healthcare provider

Best for Low-Income Students:Aetna

Pros

• Relatively low premiums
• Covers some preventative services at no cost
• Financial protection for medical emergencies

Cons

• High monthly deductibles
• Not available in all states

Best Short-Term Coverage:Everest

Pros

• Low copay and coinsurance options
• Free-look period applies
• Multiple coverage period maximums available

Cons

• Does not include prescription drug coverage
• Pre-existing conditions are not covered
• Not available in all states

Best for International Students:IMG

Pros

• Plans have maximum limits as high as $8 million
• Multiple add-ons and riders available
• Includes prescription drug coverage

Cons

• Waiting periods for pre-existing conditions may apply
• Not ranked by J.D. Power
• Lower-tier options do not comply with J1 and J2 visa requirements

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Best 4 Health Insurance for College Students in 2022 All World

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हाल ही में जारी होने वाले सरकारी रिजल्ट भर्ती 2022